ABFCU
Pipeliners Local Union 798 is able to offer our members Credit Union Membership through Arkansas Best Federal Credit Union. Once you open an account (with as little as $5.00), you will have access to 5,000 shared locations nationwide to perform a variety of basic transactions, including deposits, withdrawals, loan payments, and more. The Credit Union also offers over 40,000 MoneyPass and Co-OP ATM’s that are available nationwide without any additional fees. We hope this added benefit will be helpful for all of our members working on the road! The Credit Union personnel are aware of the frustrations our members face when needing to cash checks. They also understand our members sometimes struggle to obtain loans because Local 798 members either work state to state or contractor to contractor. The Credit Union can usually provide better loan rates and terms than you will find at other institutions. We hope our members will participate and help build a “banking relationship” so rarely found today.
Arkansas Best Federal Credit Union offers:
• Mobile deposit
• Online banking and bill pay
• E-statements
• Loans
• Credit cards (with rewards!)
• Mobile app
• Savings accounts (Christmas, Retirement, Special, etc.)
• Checking accounts
• IRA’s
• Certificates of Deposit
To become a member of Arkansas Best Federal Credit Union, you may complete a membership application by submitting an application online, by contacting Member Services at 479-649-2060, or by picking an application up at your Local 798 Union Hall office.
ARKANSAS BEST FEDERAL CREDIT UNION Q&A
Arkansas Best Federal Credit Union is pleased to be the credit union for members of Pipeliners’ Local Union 798! Arkansas Best Federal Credit Union is a financial institution that strives to provide exceptional service for our members in support of their financial goals. We pay the highest possible interest rates on our savings and charge the lowest possible interest on our loans.
We hope the following information will help cover any questions our members may have. If you have a question which is not covered below, please email it to us at comments@abfcu.org.
Yes, credit union eligibility extends to the families of Pipeliners’ Local 798 members. Your spouse, children, parents, and siblings are all eligible to join the credit union.
Yes, all pensioners and annuitants of PIBF are eligible for membership.
The default daily limit for ATM withdrawals is $500.
No, the initial opening of your account must be done directly through our office in Fort Smith, Arkansas. You can submit an application on our website at abfcu.org.
All loan decisions are based on individual circumstances of each member. The decision to extend money on a loan as well as the interest rate are based on a person’s credit score reported through the credit bureaus according to past credit history of the member in addition to current employment status.
Yes, there are 2 things required. 1) Contact your insurance agent and request a declarations page with Arkansas Best Federal Credit Union as loss payee. 2) Register the vehicle and update the title work at the Motor Vehicle Dept (Revenue Office). Make sure you take the title or MSO along with the loan paperwork and apply for a title with Arkansas Best Federal Credit Union as lienholder
Our loans do require a regular monthly payment to be considered current. It is recommended for a member to keep extra money on deposit in a savings account, and have funds transferred to the loan on a regular basis.
When considering approval of a loan, we take into consideration debt to income ratio which is the total amount of debt payments compared to ongoing income. To verify income, we sometimes require a copy of the most current income tax return, if other means are not sufficient.
On secured loans, insurance coverage with Arkansas Best Federal Credit Union listed as loss payee is required to protect the collateral, in case of damage or destruction. This protection helps us to maintain low rates for these types of loans.
Our fraud alerts are designed to set a pattern of spending for each member. Make sure we have your updated cell phone number so you can be reached via call or text if a transaction seems suspicious. Remember this is for your protection. You can always call us at 479-649-2060 and let us know you where you will be headed. Then we can update your account.
ABFCU is insured by the National Credit Union Administration, the federal insurer of credit unions. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government.
ABFCU offers a loan secured by your own money at a low interest rate that will help you build/establish your credit. You may also opt for our Credit Builder Credit Card or our First Time Auto Loan Program. For more information, please visit abfcu.org and click on the loans tab.
YES! ABFCU offers great rates on RVs. Same goes for ATVs, Motorcycles, Boats, and more.
The easiest way is through the ABFCU Mobile App or abfcu.org. Just click on the Share Branch or MoneyPass ATM logo to find the branch or ATM closest to you. You can also call 479-649-2060 and our Member Service staff is always ready to help.
When you complete membership application and turn in your $5 this opens your membership and savings account. In order to get the checking account with free debit card, you need to fill out the separate checking application found online or by calling 479-649-2060. Make sure you check the box that says you want a debit card.
To order checks, you can call our checking department at 479-649-2060 or you can visit our website at www.abfcu.org and click on the “Resources” tab
P.O. Box 470798 Tulsa, OK 74147
4823 S. 83
918.622.1900
918.627.9327